Would you buy the same 401(k) funds now?
The stock and bond market risk levels have changed. You have seen the headlines. Even if you don’t pay attention every day. Take a good look at the mutual funds you own now in your 401(k). The annual fees and expenses first. Are you receiving the investment returns...
I bet you think your 401(k) is O.K.
Almost every business day, I jump out of the virtual bushes. And surprise an individual 401(k) investor with my phone call or e-mail. My contact always comes as a surprise. Because I always ask a detailed question about their 401(k) account. One they were not...
What to Know About 401(k) Investment Advice and Cost
The do-it-yourself approach to managing a company 401(k) account is under pressure. And intense scrutiny. Due to the volatile stock markets and rising interest rates. Seeking independent professional 401(k) investment advice has a cost. That cost is the first casualty...
Hire the best 401(k) investment advisor
You have likely watched the value of your 401(k) account roller coaster ride over the last few weeks. Most individual investors don’t pay any attention to their 401(k) accounts. They realize their lack the knowledge and experience. With stock and bond market...
How many mutual funds to own in your 401(k)?
The default menu of mutual fund options in your 401(k) account can be intimidating. You did not pick the mutual funds. Your company did not pick the mutual funds. They approved the mutual fund menu recommended to them by a consultant. You have to “make lemonade out of...
The expensive blind spot in your 401(k)
Life is full of blind spots. Both personal and professional. With family and friends. In good times and tough times. There is a blind spot in your 401(k) for sure. I can make that statement with confidence. I have been finding 401(k) blind spots for investment advice...
401(k) Advice Should Be Part of Your Professional Network
The specialization in the business world today is everywhere. High level skill does not transfer between professionals these days. No one can be an expert in all areas of their business and personal life. A good lawyer, a capable tax advisor, and an insurance...
401(k) investing is not that hard. Don’t overthink it.
Successful long-term 401(k) investing is not that hard. Despite what you read or skim over in the financial media. Consider the source of my statement. I will soon pass 40 years as an investment advisor. Over 25 years providing investment advice to individual 401(k)...
Give your 401(k) the attention it deserves
Did you know your retirement depends on only three numbers and a letter? Can you guess what they are? If you guessed “401(k)” then you’re right. For many Americans, a 401(k) is the easiest and most convenient way to save for retirement. Over 80% of full-time workers...
Consider 401(k) investment advice
I have been an investment advisor for over 40 years. Providing investment advice to individual 401(k) participants for the past 25 years. I' have the honor of working with talented clients. Most with several years of knowledge and experience withing their industry....