Rethinking Diversification Inside Your 401(k)
Diversification is good general investment advice.But applied blindly to your 401(k) it becomes a problem. Inside most default 401(k) mutual fund menus.Owning more mutual funds doesn’t reduce stock market risk. It often spreads your 401(k) money.Across the same stock...
September Stock Market Volatility Is a Real Risk for 401(k) Investors
So, welcome to September.A long-time Wall Street stock market “sell” timing signal. I can share the historical numbers back to the early 1920’s.Know that September is the worst month for U.S. stocks. September deserves attention.Not because it predicts stock markets...
The Difference Between Financial Information and 401(k) Advice
AI is making general financial information more accessible.No more so than searching for 401(k) information. AI can help organize your financial information.Support routine financial tasks.Help you be more informed and engaged with your finances. But here’s the...
Own Evidence-Based 401(k) Mutual Funds
401(k) investors don’t actively choose their mutual funds. Your employer selects a 401(k) provider.The provider builds the default mutual fund menu. You enroll, accept the defaults, and move on with life. The mutual funds are already there.The provider is labeled...
