When Your 401(k) Starts to Follow the Stock Markets Down
Most people don’t actually know why.They own the mutual funds in their 401(k). They picked them once.Or accepted the default.Then moved on with life. When the stock markets are going up, that’s fine.Now, not so much. Not a major stock market drop yet.Enough to make...
What You See in Your 401(k) May Not Be Everything
Most individual 401(k) investors.Only pick from the default mutual list provided. A handful of mutual funds on a preset menu.Their entire 401(k) investment management strategy. It’s easy to assume what you see is all that’s available.But that’s not always the full...
The 401(k) Diversification Illusion
“I own several 401(k) mutual funds, so I should be diversified.” It is a reasonable thought.But individual 401(k) investors are surprised to learn.They end up with less diversification than they think. It’s not how many mutual funds you own in your 401(k).It’s the...
If Your 401(k) Feels Off, Ignoring It Won’t Help
Some people feel uneasy about their 401(k) now.But don’t act on it. They log in, glance at the balance, and close the page.Nothing changes. With the stock market near all-time highs.Wars, politics, inflation, interest rates, layoffs.“Doing Nothing” in your 401(k)...
