A “good” mutual fund can still be a bad 401(k) choice.
Especially when the stock market falls in a big way.
Because it’s not about the name.
Or the star rating.
Or what your coworker owns.
It’s about one simple thing:
Are your 401k) mutual funds holding up in this stock market decline?
Here’s the simplest way I know to find the answer.
The a 1?Question “Strength Check”
When you’re looking at any stock mutual fund in your 401(k), ask:
Is it keeping up with the market’s main averages?
If your 401(k) mutual fund is falling in value.
At a faster rate than the stock market averages.
It’s decision time.
You’re taking 100% of the stock market risk in your 401(k).
Without getting any part of the stock market reward.
Avoid the worst mutual funds in your 401(k).
You deserve to know the “why” behind every mutual fund choice.
Don’t judge your 401(k) mutual funds by past stock market gains.
Judge them if they are showing strength in a falling stock market.
Curious if your current 401(k) mutual funds are strong or stuck?
Let’s connect and I can share your specifics details.
P.S. A falling stock market exposes the worst 401(k) mutual funds you own now.
