Could you explain why you own your 401(k) mutual funds today?
Not why you chose them years ago.
Not what the year is in the name of the target date fund.
Your 401(k) can become the least supervised.
Stock and bond market assets you own.
“Set it and forget it.”
“Buy-and-Hold.”
Works under one important condition:
You currently own the best mutual funds.
Available on your default 401(k) mutual fund menu.
Most individual 401(k) investors do not.
They have not touched their 401(k) mutual funds in years.
The biggest risk right now in your 401(k).
Is abandoning your responsibility.
To manage your 401(k) stock market risk.
You are not the same 401(k) investor you were years ago.
As your 401(k) balance grows.
The consequences of old mutual fund picks also grows.
Yesterday’s 401(k) mutual fund picks.
Have little or nothing to do.
With today’s economic and stock market reality.
It’s great that your 401(k) has done well.
But do your mutual funds reflect.
Your comfortable level of stock market risk now?
Let’s connected to recheck your 401(k) risk now.
P.S. Are you managing your 401(k) stock market risk level now?
