For most individual 401(k) investors.
“Buy-and-Hold” isn’t their largest investment management problem.
Buy-and-forget is.
“Buy-and-Hold means I don’t have to pay attention.”
That’s not 401(k) investing.
That’s relying your 401(k) future.
On the whims of the U.S. stock markets.
In the last week, I heard variations of the same thing:
“I can’t believe my 401(k) is down like this.”
But the surprise wasn’t the stock market drop.
The surprise was only a month ago.
Everything in their 401(k) felt “fine.”
Instead of asking, “What’s the stock market is doing?”
Ask yourself: “What are my 401(k) mutual funds doing?”
The 401(k) mutual funds you own right now.
Is a snapshot of past mutual fund choices.
Autopilot has been fine for the last several years.
But now we have historical political, economic, and stock market turbulence.
Do your past 401(k) mutual fund choices still match your stock market risk level?
One way to find out is a second opinion on your 401(k) mutual funds.
It takes 10 minutes and a new connection to get the final answer.
P.S. 401(k) confidence right now only comes from knowing what you own.
