Most individual 401(k) investors.
Only pick from the default mutual list provided.
A handful of mutual funds on a preset menu.
Their entire 401(k) investment management strategy.
It’s easy to assume what you see is all that’s available.
But that’s not always the full picture.
Some 401(k) plans include a brokerage window.
Sometimes called an SDBA (self-directed brokerage account).
A 401(k) brokerage window allows you to open another account.
A self-directed account brokerage account inside your 401(k).
All your 401(k) money stays in the same place.
You would have two 401(k) accounts instead of only one.
The SDBA account opens up a larger menu of mutual funds.
Exchange-traded funds.
Individual stocks.
So, here’s a friendly reminder.
What you see in your 401(k) isn’t always the full menu.
The default 401(k) mutual fund menu is where you are now.
An SDBA brokerage window is another.
The important decision in your 401(k) isn’t picking a mutual fund.
It’s understanding all the investment option you have.
Want to know if the SDBA 401(k) account may work for you?
Let’s connect and I can find out if it’s available to you.
P.S. Not all 401(k) options are obvious. That’s why you have to ask.
