Simple Stock Market Risk Management Rules for Your 401(k)
You thought picking your 401(k) mutual funds was hard.Managing those mutual funds in a stock market downturn is even harder. Ever thought about a “stop Loss” for your 401(k) now? It’s a pre-set limit on how much you’re willing to lose.If your 401(k) account value...
What You Need to Know About 401(k) Stock Market Risk Management
Most people don’t actually know why.They picked the mutual funds they own now in their 401(k). A 401(k) presents a long list of mutual funds.Some have familiar names.Most you have no idea what they are trying to do. When you guess “what to buy” in your 401(k).It shows...
Are You Truly Diversified in Your 401(k)?
Are you diversified in your 401(k)–Or spread out with a bunch of mutual funds? Most default 401(k) menus have plenty of options.Individual 401(k) investor struggle because they have too many.And no clear way to choose “what to buy.” There is a big cost to...
The Cost of Looking Back in Your 401(k)
When stock markets get noisy, “what worked before” feels safe.Past 401(k) mutual fund investment performance offers comfort. “I’m sticking with what’s always done well in my 401(k).”“At least I own the mutual funds that did well before.”“Those mutual funds carried me...