Better 401(k) investment management can’t come from predictions.
What the Federal Reserve will do.
Or the next financial media headline you read.
Effective 401(k) mutual fund investing isn’t about knowing.
It’s about getting ready.
If you are always 100% invested in your 401(k).
Stock market volatility becomes something to endure.
No flexibility and only exposure.
Think about a small amount of money market balance in your 401(k).
Stock market volatility becomes an opportunity.
No longer a large paper 401(k) principal loss.
A chance to take advantage of stock market “sale” prices.
A chance to upgrade the quality of your 401(k) mutual funds.
Take a rules-based approach to building a 401(k) money market balance.
Set a 401(k) “stop loss” to manage stock market risk.
Sell the weakest mutual funds you own now.
You don’t need to guess what the stock market will do next.
You only need to know what you’ll do next.
With a plan, stock market volatility.
Your 401(k) mutual fund holdings improve over time.
A review of all your 401(k) mutual funds now makes sense.
To sell the weakest ones.
To build up a 401(k) money market balance.
Want to know the worst 401(k) mutual fund you own now?
Let’s get connected and I can share the name.
P.S. A 401(k) money market balance now is better than holding a bad mutual fund.
