Why Diversifying Your 401(k) Isn’t Enough
Most 401(k) investors pick a few mutual funds.Spread money across names and categories.Like the last article they read about “diversification.” Don’t put all your eggs in one basket.Sounds logical.Like it can’t hurt your 401(k) over the long-term. What’s inside the...
Time for a 401(k) Mutual Fund Audit
Most individual investors approach their 401(k).With the same old question: “What should I buy?” A better question now.With wars, inflation, politics, and rising interest rates: “Which mutual funds no longer fit in my 401(k)?” August is an...
The real 401(k) risk is leaving bad mutual funds alone
Many individual 401(k) investors start in the same place.They search for “what to buy” in their 401(k). The search for the “best” mutual fund pulls attention.Toward recent investment performance or familiar names. This activity makes it hard to see the real 401(k)...
