What If Your 401(k) Isn’t Built for the Stock Market Decline?
Here’s a simple question for your 401(k) now: Do you have a plan to preserve your account value?Or are you still hoping the stock market decline stops on a dime?And goes right back up. It’s not what you make in your 401(k).Past stock market investment gains.Past...
Loss Aversion Is Driving Your 401(k)
Research shows stock market losses hit us twice as hard as gains feel good. One of the privileges of my years providing individual 401(k) investment advice.Is noticing how real people make investment decisions. I keep coming back to work of psychologist Daniel...
Using a Stop Loss and Cash to Protect Your 401(k) Now
Most individual 401(k) investors people lose money.Because they “stayed the same” when the stock market risk level changed. Stock markets don’t announce when they’re about to take your 401(k) down.They just start dropping.And see if you are paying attention. The...