Don’t Learn 401(k) “Buy-and-Hold” The Hard Way
For most individual 401(k) investors.“Buy-and-Hold” isn’t their largest investment management problem.Buy-and-forget is. “Buy-and-Hold means I don’t have to pay attention.” That’s not 401(k) investing.That’s relying your 401(k) future.On the whims of the U.S. stock...
401(k) Mutual Fund Reality
Every individual investor makes mistakes they don’t like to admit.Nowhere more than in their 401(k). I ask a simple question to the 401(k) participants I meet for the first time.“Walk me through why you chose your current 401(k) mutual funds.” The same responses and...
Smart 401(k) Investors Are Preparing Now
Are you checking your 401(k) account more often now? Who could blame you.Uncertainty messes with even the smartest investors. It’s about losing money in your 401(k).Years of stock market gains.Years of personal and company-matching contributions. That quiet question—...
