When 401(k) Rebalancing Stops Making Sense
You are told to rebalance your 401(k) on a schedule.Sell what’s gone up.Buy what’s gone down. That keeps everything in your 401(k) “balanced.” It feels logical because it’s rooted in a clear idea.But the investment performance gap shows up.When rebalancing theory...
You Think Your 401(k) Is Just A Fund Menu?
Most individual investors.Stick with the default mutual fund menu in their 401(k). They pick from the list of mutual funds.Make a few changes over time.And assume that’s the full range of choices available. Your 401(k) is designed to be simple. And simple feels...
Rank Your 401(k) Mutual Funds Like World Cup Soccer
Every four years, the World Cup brings a familiar routine.Rankings and predictions.Endless debates about who’s strongest and who isn’t. Has that same thinking shown up in your 401(k)? You wonder about your 401(k) mutual fund rankings.Sort all your default mutual funds...
