The 401(k) Rebalancing Myth
Last week, an individual 401(k) advice prospect told me: “My 401(k) is protected because I rebalance.” I’ve heard versions of that sentence for over 41 years.All the way back to 2008–2009.When individual 401(k) investors lost over 50% of their account value. Stick to...
When 401(k) Losses Are Optional
What if major 401(k) stock market losses weren’t inevitable?What if full participation in the current stock market downturn was a choice? It’s official: losing big money in your 401(k) is no longer mandatory. If you carry a mortgage, insurance isn’t a suggestion—it’s...
Don’t Stay Wrong in Your 401(k)
Earlier this year, an individual 401(k) investment advice client.Sat across from me and said something I’ve heard many time before. “I knew this mutual fund wasn’t right… I didn’t do anything about it.” Sure, the specific mutual fund decision was bad.Worse, was the...
