Investing in a target date mutual fund in your 401(k) is popular. One of the main selling points of target date mutual funds is this. Investors closer to their desired retirement date are provided more principal preservation. Younger investors with years to invest in...
Like many things in the investment management world. Selecting 401(k) mutual funds comes down to a basic math problem. The answer to the “what to buy?” question is solved by ranking your 401(k) mutual funds by annual costs. Then by annual investment performance. Why...
401(k) investing can feel good when things are going well. Remember how you felt when you opened your year-end 2021 statement? Your 401(k) account value was never higher. A few months later, the exact opposite feeling. 401(k) investors might not have found the courage...
The popular 401(k) investment management strategy has failed you once again. Right on cue, “buy and hold” blew up your 401(k). The last time the losses were this large was 2008-2009. What do you expect? “Buy-and-hold” is a mutual fund company marketing strategy....
Do you want to preserve your 401(k) value during periods of extreme stock and bond market volatility? The key is not to “sell everything” and curl up in the fetal position under your desk. At home or at work. Instead, take a current inventory of the 401(k) mutual...
