Rising interest rates and a recent spate of bank failures. Each adds to the uncertainty in the economy right now. Layoffs and store closures don’t help. All these news events have brought volatility back to the stock and bond markets. Many of my 401(k) advice clients...
Deciding which mutual fund gets your hard-earned 401(k) money is always a tough decision. The stock and market volatility now make it even more difficult. Most 401(k) mutual funds lag the investment performance of the stock market averages. Even in a good stock...
Admit it. You hate watching your 401(k) retirement plan account. Especially the last few months. I make that bold statement based on my 24-plus years of providing 401(k) investment advice. That advice includes the important, “what to buy?” question. Lately, the even...
A big part of my 401(k) investment advice practice is dealing with stock market risk. Specifically, tail risk. What is tail risk? Look at the graphic I have included in this post. The red line is a bell curve. When looking at all stock market scenarios, they are...
Investing in a target date mutual fund in your 401(k) is popular. One of the main selling points of target date mutual funds is this. Investors closer to their desired retirement date are provided more principal preservation. Younger investors with years to invest in...
