401(k) Risk Framework
Most individual 401(k) investors define stock market risk.By their reaction and behavior. When the stock markets move against your 401(k).When your stock market gains and contributions are at risk. Without a clear investment management strategy.To protect your...
401(k) Diversification Doesn’t Mean Owning More Mutual Funds
Many 401(k) investors treat picking 401(k) mutual funds.And diversification like the same thing. They’re related.They’re not interchangeable. And each one can affect 401(k) stock market risk. When you spread your 401(k) money across several mutual funds. It looks...
The Strong Case for a 401(k) Money Market Balance
Better 401(k) investment management can’t come from predictions.What the Federal Reserve will do.Or the next financial media headline you read. Effective 401(k) mutual fund investing isn’t about knowing.It’s about getting ready. If you are always 100% invested in your...
What Happens When You Stop Looking at Your 401(k)?
“Set it and forget it.”Sounds like a reasonable 401(k) investment management strategy. But over time, here’s the danger.It turns into a “don’t look at it” 401(k). Over time, individual investors who disengage.Often lose a clear sense of what they actually own in their...
