What Changes at All-Time 401(k) Highs
Many individual 401(k) investors.Spend decades trying to grow their account balance.Contribute as much as they can each year. Then one day their 401k) account balance.Reaches an all-time high. Has your 401(k) investment management strategy shifted? Your internal...
What Football Rankings Can Teach You About Your 401(k) Mutual Funds
September is a favorite month for football fans.High School, College, and NFL. Fantasy Football participants spend countless hours.Evaluating teams, players, and schedules. Rankings are everywhere.So why don’t your rank your 401(k) mutual funds too? Instead of viewing...
Don’t Discover 401(k) Stock Market Risk Too Late
Every individual 401(k)investor looks like a genius.When the stock markets are rising. 401(k) account statements arrive every month.With larger balances every time. Mutual fund picks appear to be working.No need to care about 401(k) stock market risk.Why bother? Then...
Rethinking Diversification Inside Your 401(k)
Diversification is good general investment advice.But applied blindly to your 401(k) it becomes a problem. Inside most default 401(k) mutual fund menus.Owning more mutual funds doesn’t reduce stock market risk. It often spreads your 401(k) money.Across the same stock...
