Managing 401(k)’s As a Household
Many working couples do what they’ve been taught to do.Each person contributes regularly to their own 401(k).Each selects mutual funds from their default 401(k) menu. And each 401(k) account is managed more or less in isolation. Retirement success is not determined by...
Don’t Sleep on Your 401(k) Target-Date Fund
I get why target-date mutual funds are popular in a 401(k).When you’re staring at a long list of mutual fund choices.Picking a single mutual fund feels like relief. Pick a retirement year.Choose the mutual fund that matches it.Never rebalance or watch things....
The Cost of 401(k) Comfort
As stock market volatility increases.Each swing feel different. They’re not just numbers on a 401(k) log in screen anymore.It’s personal. It’s natural to hold on to something familiar.The 401(k) mutual funds you have owned for years.Yesterday’s winners. “This fund has...
Build Your 401(k) Team
You don’t need to become a financial expert.You only need the right people around you. My successful 401(k) investment advice clients.Build a team around their financial life. A lawyer. A tax pro. An insurance specialist.And someone who can help them make sense of...
