What You Need to Know About 401(k) Stock Market Risk Management
Most people don’t actually know why.They picked the mutual funds they own now in their 401(k). A 401(k) presents a long list of mutual funds.Some have familiar names.Most you have no idea what they are trying to do. When you guess “what to buy” in your 401(k).It shows...
Are You Truly Diversified in Your 401(k)?
Are you diversified in your 401(k)–Or spread out with a bunch of mutual funds? Most default 401(k) menus have plenty of options.Individual 401(k) investor struggle because they have too many.And no clear way to choose “what to buy.” There is a big cost to...
The Cost of Looking Back in Your 401(k)
When stock markets get noisy, “what worked before” feels safe.Past 401(k) mutual fund investment performance offers comfort. “I’m sticking with what’s always done well in my 401(k).”“At least I own the mutual funds that did well before.”“Those mutual funds carried me...
The Dangerous AI Concentration in Your 401(k) S&P 500 Mutual Fund
Most individual 401(k) investors want the easy answer.The simple mutual fund pick.To follow the “diversification” mandate they hear so much about. That’s why the two most popular 401(k) mutual funds choices.Are target-date mutual funds number one.And the cap-weighted...
