401(k) stock market investment gains is the goal
Individual investors misunderstand stop-loss strategies.Especially those effective in their 401(k). A stop-loss isn’t designed to predict the future.It’s a 401(k) investment management strategy.Before meaningful stock market losses occur. You don’t have to...
The Missing “Stop Loss” Rule in Most 401(k) Strategies
401(k) web site overwhelm with financial terminology.And the mutual fund names and descriptions are worse. Asset allocation. Diversification. Rebalancing.These concepts accepted as essential 401(k) tools. But they do not solve a key 401(k) problem. “What do I buy in...
The Hidden SDBA Inside Many 401(k) Plans
Most investors evaluate their 401(k).By looking at the mutual fund menu they can see. That is where the mistake begins. In some 401(k) plans, the visible mutual fund menu.Is not the full list of investment options. Many 401(k)’s now include the SDBA, or self-directed...
Why 401(k) Mutual Funds Drift and Risk Rises
Picking your 401(k) mutual funds.Thought to be a one-time decision. Guessing “what to buy?”The stock market goes up for years.What’s to worry about? The stock market has other ideas. The structure of your 401(k) mutual funds.Is overweighted in Large Cap technology...
