A 401(k) investment worth considering

A 401(k) investment worth considering

Do you fall into this category of individual 401(k) investor? (I hope you do. Otherwise, this blog post is a complete waste of your reading time). Have you ever wondered if you own the best mutual funds offered on your company’s default 401(k) mutual fund menu? Most...
Loss Aversion can save your 401(k)

Loss Aversion can save your 401(k)

One of the things I enjoy the most about my business. I make time to read the great investment management books of our time. These books include economics, behavior, and investment management strategy. I am a huge fan of the work of psychologist Daniel Kahneman. His...
The cost of 401(k) inaction

The cost of 401(k) inaction

The cost of inaction can do great harm to a 401(k). The required investment management decisions are opportunity costs. The core of these decisions are annual fees and maximized investment performance. Mutual fund selection in your company 401(k) account is always a...
401(k) losses upset clients the most

401(k) losses upset clients the most

I have provided investment advice to individual 401(k) plan participants for 24 years. I know the following fact about individual 401(k) investor behavior to be true. Individual investors rarely get upset. With 401(k) principal losses within their acceptable range....