Why Your 401(k) Feels Fine — Until It Suddenly Isn’t
The “Buy-and-Hold” 401(k) investment management strategy.Is no longer enough. A couple of months ago, your 401(k) statement hit an all-time high.That number was in a stock market environment that no longer exists. Today, stocks are no longer rising.Interest rates are...
Situational Awareness in Your 401(k)
Your biggest 401(k) risk isn’t stock market volatility.It’s staying on autopilot when the stock market risk levels change. If the current stock market decline continues.You have two important 401(k) principal preservation options now. First, you can sell the worst...
Protecting Your 401(k) Now
The two 401(k) risks now.There are only two. Not the endless list the financial media throws at you.And you can only pick one. First, the risk of losing more 401(k) principal.This is the part nobody wants to face. How much more are you willing to lose?In dollars or...
Why the Same 401(k) Menu Leads to Such Different Results
Here’s a pattern I see with individual 401(k) investors: Two people who work at the same company.Have the exact same 401(k) mutual fund options. One grows the 401(k) account balance confidently.The other lags the popular stock market averages. It’s not luck.It’s not...