AI Can’t Solve This 401(k) Mistake
Ever had this thought about AI and your 401(k)? “Maybe AI can help me improve my 401(k) mutual fund picks.” All individual 401(k) investors are looking.For confidence picking their mutual funds. If you had better information and better analysis tools.They are turning...
Reflecting Alone Is Risky to Your 401(k)
Thinking harder about your 401(k) can actually make decisions worse.Like proofreading your own writing.Spell checking tools see what your brain can’t.You’ve thought about your current 401(k) mutual fund picks.Replayed the current economic and stock market...
What Your 401(k) Target Date Mutual Fund Isn’t Designed To Do
Most individual 401(k) investors choose the default option.The target date mutual fund closest to their expected retirement year. It feels simple and sensible.A mutual fund that adjusts over time sounds helpful.It removes the need to rebalance. I understand you are...
When Your 401(k) Starts to Follow the Stock Markets Down
Most people don’t actually know why.They own the mutual funds in their 401(k). They picked them once.Or accepted the default.Then moved on with life. When the stock markets are going up, that’s fine.Now, not so much. Not a major stock market drop yet.Enough to make...