Why Your “Balanced” 401(k) Isn’t Actually Balanced
You think you’re diversified in your 401(k) mutual funds. “If I spread my money across asset classes, I’m protected.” Most 401(k) mutual funds.Are driven by the same underlying economic forces.When those forces move, everything you own can move with them. If your...
A Do-It-Yourself 401(k) Alternative
If you’re serious about improving your 401(k), you have 3 options: 1. Don’t hire help and continue banging your head against the wall. 2. Spend 1,000’s of hours studying financial jargon. With the hope of improving your 401(k) mutual fund picks. 3....
401(k) Stop Loss: A Simple Way to Protect Your Gains
You’ve been watching the U. S. stock markets climb for years.Every headline, every post, every chart says the same thing:“The stock markets only go up.” If you believe that, skip the rest of this article.If you have ever wondered: “What happens to my 401(k) if the...
The Hidden Power of a Household 401(k) Strategy
Your household 401(k) strategy is often overlooked.Most couples never sit down and look at all their 401(k)s together.Old 401(k)’s, current 401(k)’s—yours and your partner’s. No one ever taught you how to evaluate a 401(k) mutual fund menu.With confidence to pick the...
