The Most Powerful Part of Your 401(k) You’ve Never Used
The most overlooked 401(k) feature almost no one uses: The SDBA (self-directed brokerage account). Back in July 1999, a long-time client of mine.Whose after-tax brokerage account I was advising.Asked me a question that changed my entire investment advice career: “Can...
The Hidden Cost of Staying the Same: Rethinking Your 401(k)
Most people don’t change easily.Until the pain of staying the same.Outweighs the fear of doing something different. When it comes to your 401(k), pain can take many forms.Missed investment gains.Hidden stock market risk.The nagging sense that your 401(k) mutual fund...
401(k) Advice That Pays for Itself
Is 401(k) advice worth the annual cost? I hear this objection almost every business day.Let’s get it out of the way early in the article. “Is your 401(k) advice actually worth it?” After 26 years of guiding individual 401(k) investors.I’ve developed a simple but...
