The Strong Case for a 401(k) Money Market Balance
Better 401(k) investment management can’t come from predictions.What the Federal Reserve will do.Or the next financial media headline you read. Effective 401(k) mutual fund investing isn’t about knowing.It’s about getting ready. If you are always 100% invested in your...
What Happens When You Stop Looking at Your 401(k)?
“Set it and forget it.”Sounds like a reasonable 401(k) investment management strategy. But over time, here’s the danger.It turns into a “don’t look at it” 401(k). Over time, individual investors who disengage.Often lose a clear sense of what they actually own in their...
Protecting 401(k) Principal
Think about your favorite football team.They don’t run the same play no matter what’s happening on the field. Why do you think that would work in your 401(k)? Most 401(k) advice assumes you should always be “growing.”But sometimes, the smartest move is to protect the...