Don’t Discover 401(k) Stock Market Risk Too Late
Every individual 401(k)investor looks like a genius.When the stock markets are rising. 401(k) account statements arrive every month.With larger balances every time. Mutual fund picks appear to be working.No need to care about 401(k) stock market risk.Why bother? Then...
Rethinking Diversification Inside Your 401(k)
Diversification is good general investment advice.But applied blindly to your 401(k) it becomes a problem. Inside most default 401(k) mutual fund menus.Owning more mutual funds doesn’t reduce stock market risk. It often spreads your 401(k) money.Across the same stock...
September Stock Market Volatility Is a Real Risk for 401(k) Investors
So, welcome to September.A long-time Wall Street stock market “sell” timing signal. I can share the historical numbers back to the early 1920’s.Know that September is the worst month for U.S. stocks. September deserves attention.Not because it predicts stock markets...
