Who’s Really Managing Your 401(k): You or a Questionnaire?
I run headfirst into this individual 401(k) investment management issue.An individual 401(k) investor follows a risk score.Generated by an online questionnaire from their 401(k) provider. That score then influences the 401(k) mutual fund they buy.It urges them to...
AI Can Inform Your 401(k) But It Shouldn’t Manage It
Individual 401(k) investors seem to be asking the wrong AI question.It’s not whether AI belongs in helping improve mutual fund picks.It’s where the line is. AI is still a guessing game.It gives you probabilities.“Probably the best answer.” Investment management...
The Best Way to Compare Mutual Funds Inside Your 401(k)
A “good” mutual fund can still be a bad 401(k) choice.Especially when the stock market falls in a big way. Because it’s not about the name.Or the star rating.Or what your coworker owns. It’s about one simple thing: Are your 401k) mutual funds holding up in this stock...
