Time for a 401(k) Mutual Fund Audit
Most individual investors approach their 401(k).With the same old question: “What should I buy?” A better question now.With wars, inflation, politics, and rising interest rates: “Which mutual funds no longer fit in my 401(k)?” August is an...
The real 401(k) risk is leaving bad mutual funds alone
Many individual 401(k) investors start in the same place.They search for “what to buy” in their 401(k). The search for the “best” mutual fund pulls attention.Toward recent investment performance or familiar names. This activity makes it hard to see the real 401(k)...
When Your 401(k) Starts to Follow the Stock Markets Down
Most people don’t actually know why.They own the mutual funds in their 401(k). They picked them once.Or accepted the default option.Then moved on with life. When the stock markets are going up, that’s fine.Now, not so much. Not a major stock market drop yet.But enough...