Picking Mutual Funds Isn’t the Same as Managing Your 401(k)
“I invest my 401(k) myself.” If you are selecting your own 401(k) mutual funds.It feels like you’re already doing the job. The problem is that many individual investors.Confuse participation with 401(k) investment management. Picking your 401(k)...
401(k) Stock Market Risk Clearly Managed
Most people assume their 401(k) is “handled.”By their 401(k) sponsor (their company).By their well-known 401(k) plan provider. (Schwab, Fidelity, Empower, etc.). But the truth is that only one person is responsible for 401(k).And how you manage the current stock...
Your 401(k) is Nowhere Near Diversified
One of the most dangerous assumptions in 401(k) investing.Is also one of the most common. “Diversify your 401(k) in stock and bond mutual funds.” The last financial media bite you heard.The online financial information web site you read last.Did not mention inflation...