Before you pick your 401(k) mutual funds
Your 401(k) contributions are automatic.So you might also think your investment management is also done. Your 401(k) money goes in regularly.Your account value grows over time.The details are not important. A 401(k) contribution is a habit.A 401(k) mutual fund...
Set a 401(k) loss limit before the stock market does it for you
Most individual 401(k) investors don’t define a clear limit.On how much they’re willing to lose. They stay 100% invested.They ride out the stock market declines.Assuming that’s how 401(k) investing works. Here’s what gets missed with 401(k) investment management. You...
The Most Useful 401(k) Tool You’ve Never Been Taught
I’ve watched individual 401(k) investors for over 22 years.Panic, freeze, and have no 401(k) principal preservation strategy. Until I provided them with a simple 401(k) mutual fund ranking system. Suddenly, everything changed in their 401(k). Decades of investment...
