What makes 401(k) mutual funds so confusing?
Most people feel like they’re doing things right in their 401(k).Contributing every paycheck.They’re getting the “free money” 401(k) company match. They’ve picked a few mutual funds. But there’s usually a quiet question underneath all that: “Am I actually doing this...
Education Is Not the Same As 401(k) Investment Advice
Investment advisor web sites use familiar language. Comprehensive wealth management.Holistic financial planning.Tax strategies.Estate planning. The message is that more services equal more value. But individual 401(k) participants have a much simpler problem. They...
The Risk in a 401(k): Who Is Managing Your Mutual Funds?
One of the most overlooked aspects of a 401(k).Is the fact that no one provides ongoing investment oversight. You guess “what to buy” in your 401(k).And you hope it works out over your working career. Economic, stock market, and interest rate circumstances change.And...
