Ready or not, the mutual fund dynamics in your 401(k are changing.
I thought you would want to know.
The Large Cap Growth and S&P 500 mutual funds.
Both up to their eye balls in technology stocks.
Are leading the popular stock market averages down.
I’m not predicting the future.
But I am observing the present.
What’s Changed?
• The mutual funds that once powered your 401(k) are no longer working.
• Your 401(k) has taken on more stock market risk than you may realize.
• Some of your worst-performing 401(k) mutual funds are falling faster than the
market itself.
These are signals that need your 401(k) attention now.
What Can You Do?
- Consider selling the worst mutual funds in your 401(k).
The ones that haven’t kept pace with the broader market.
These underperformers are dragging down your 401(k).
At a faster rate than stock market averages.
- Reallocate some of those proceeds into your 401(k) money market.
Why This Matters
Your 401(k) isn’t a set-it-and-forget-it account.
It has to change as economic and stock market conditions change.
And right now, it’s asking for your attention.
Uncertain about your current 401(k) mutual funds?
P.S. Now is not the time to continue on 401(k) autopilot.
