Your 401(k) is Nowhere Near Diversified
One of the most dangerous assumptions in 401(k) investing.Is also one of the most common. “Diversify your 401(k) in stock and bond mutual funds.” The last financial media bite you heard.The online financial information web site you read last.Did not mention inflation...
AI Organizes 401(k) Information But It Can’t Own Your Decisions
AI is creating new possibilities for individual 401(k) investors. It’s important to understand where AI adds value.And where human 401(k) investment management still matters. Faster analysis.Better search.Automated recommendations. AI wins in all aspects. AI can...
401(k) Success Depends on Picking the Right Mutual Funds
The investment advice financial industry spends a lot of time.Talking about asset allocation, diversification, and rebalancing. But 401(k) mutual fund investing success.Is due to more than these textbooks strategies. It’s all about 401(k) mutual fund selection. You...
All-Time High 401(k) Balances Can Be Misleading
The most common conversation I have with individual 401(k) investors.Starts the same way. They show me their all-time high 401(k) account balance.How much it has increased over the last several years. They assume their 401(k) mutual fund picks are the main reason. It...
