Set a 401(k) loss limit before the stock market does it for you
Most individual 401(k) investors don’t define a clear limit.On how much they’re willing to lose. They stay 100% invested.They ride out the stock market declines.Assuming that’s how 401(k) investing works. Here’s what gets missed with 401(k) investment management. You...
The Most Useful 401(k) Tool You’ve Never Been Taught
I’ve watched individual 401(k) investors for over 22 years.Panic, freeze, and have no 401(k) principal preservation strategy. Until I provided them with a simple 401(k) mutual fund ranking system. Suddenly, everything changed in their 401(k). Decades of investment...
The 401(k) Cost Most Investors Never Measure
Most 401(k) investors don’t think they have a problem.Their account balance has grown in recent years.Everything appears to be “fine.” The real cost in a 401(k) isn’t visible on your account statement. When your 401(k) mutual funds lag in up stock markets.When those...
The limits of 401(k) Risk Scores
Many 401(k) decisions start with a risk questionnaire.A favorite tool of you online 401(k) provider. You answer a series of questions.Time horizon, investment experience, and stock market risk comfort.You are then given a label—Conservative, Moderate, or Aggressive....
