Why Staying 100% Invested in Your 401(k) is a Blind Spot
I see some dangerous 401(k) investment advice… But this is the worst… “It’s always a great time to be 100% invested in your 401(k).” I call BS.Not historically correct.No matter the source of your data.Or the colors in your pie charts. The future benefits of a 401(k)...
Move From a Static Model to an Adaptive 401(k) Strategy
The better 401(k) mutual fund choices you make. The larger your 401(k) account balance when you need it. Here’s the best way to improve your 401(k) mutual fund picks. The traditional approach to 401(k) investing is no surprise.“Buy-and-Hope.” But it’s no longer...
Why AI Can’t Pick Your 401(k) Funds
Has AI changed your life yet? At work? At home? Me neither. So let’s get real: Don’t waste your time asking AI what to buy in your 401(k). It doesn’t know your default mutual fund menu. It can’t rank your 401(k) mutual fund options. Not now. Not ever. But I can. If...
What Happens When You Finally See Your 401(k) Clearly?
For over 42 years I used to think the value of my 401(k) investment advice.Came from how much I knew.My years of experience and technical depth.Now I realize individual 401(k) investors didn’t want a walking encyclopedia.They wanted someone who finally makes sense of...
