The Hidden Cost of Staying the Same: Rethinking Your 401(k)
Most people don’t change easily.Until the pain of staying the same.Outweighs the fear of doing something different. When it comes to your 401(k), pain can take many forms.Missed investment gains.Hidden stock market risk.The nagging sense that your 401(k) mutual fund...
401(k) Advice That Pays for Itself
Is 401(k) advice worth the annual cost? I hear this objection almost every business day.Let’s get it out of the way early in the article. “Is your 401(k) advice actually worth it?” After 26 years of guiding individual 401(k) investors.I’ve developed a simple but...
You’re Not “Bad at Investing”—You Just Need Better 401(k) Information
Most individual investors don’t realize it.But their 401(k) mutual fund choices usually start with a guess. The same way you pick dinner in a new restaurant.Scan the list, choose something familiar, hope for the best. There’s a better way. What if choosing your 401(k)...
Your 401(k) Deserves More Than a Friend
The Relationship is Optional. The 401(k) Results Are Required. “How are you?” “Just wanted to say hello.” “How are your kids?” These are fine gestures to long-time clients. But my individual 401(k) investment advice clients don’t have that kind of time. They’re not...