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Now is the time for an interest rate and 401(k) bond mutual fund lesson

by Ric Lager | May 12, 2015 | 401k Advice, Blog, Educational

When I talk to individual Minnesota company 401(k) retirement plan participants, I often find a good understanding of how the stock market is doing. Unfortunately, those same individual investors have no clue about the status of world interest rates. Individual...

Don’t pay high 401(k) fees for bad investment performance

by Ric Lager | May 5, 2015 | 401k Advice, Blog, Educational

The default mutual funds on your company 401(k) retirement plan menu are not the best available mutual funds. Instead, this group of mutual funds has been provided to you as a result of negotiation between your company 401(k) retirement plan sponsor and your company...

It’s time for your 401(k) stress test

by Ric Lager | Apr 28, 2015 | 401k Advice, Blog, Educational

The Mayo Clinic web site states that a stress test gathers information about how your heart works during physical activity. Exercise makes your heart pump harder and faster than usual. That exercise stress can reveal problems within your heart that might not the...

Use Technology to Manage the 3 Levels of Your 401(k)

by Ric Lager | Apr 21, 2015 | 401k Advice, Blog

Sophisticated readers of blogs realize that technology has affected every part of their business and personal life. Technology has also improved how investment management decisions are made in a company 401(k) retirement plan account. Most individual company 401(k)...

The Financial Media Can’t Help Your 401(k)

by Ric Lager | Apr 14, 2015 | 401k Advice, Blog, Educational

CNBC has been around since April 1989.  Bloomberg Television launched in January 1994. Neither one of these cable business news giants can help you preserve and grow your individual company 401(k) retirement plan account. Television media personalities are skilled in...

ETF’s are the Great 401(k) Equalizer

by Ric Lager | Apr 7, 2015 | 401k Advice, Blog, Educational

Individual investors are reminded every day about the differences in their lives and the lives of the rich and famous. Private jets, mega-yachts, and private islands abound for those who can afford them.  All these perks are on the list of things that the majority of...
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