There are many really smart people from all over the world trying to make money in the U.S. stock markets. No single company or group of investors has a huge advantage over any single company 401(k) retirement plan investor. The most important company 401(k)...
“The essence of investment management is the management of risk, not the management of returns.” Benjamin Graham “The Dean of Wall Street” The job of your company 401(k) retirement plan mutual fund manager is two-fold. First, the mutual fund is...
Your current company 401(k) retirement plan account is certainly near all-time highs. There are several key factors involved in these record high levels. Previous personal annual contributions and company-matching contributions have been added to a rising stock market...
Your company hires outside experienced and qualified experts in order to offer a fixed menu of mutual funds to retirement plan participants. Much care and detail are involved to design a retirement plan menu that prevents participants from making a catastrophic...
Many individual investors choose not to pay any attention to their company 401(k) retirement plan accounts. There is a stunning lack of attention to the largest part of their retirement savings. The most common excuse is that “I am terrible at investing.”...
My office phone rang one day last week. On the other end of the line was a woman who is a back door neighbor to a client of mine. The woman had recently sold a business that her late husband had left her. She had several million dollars to invest. The first thing...
