Spring 2023. Plant your garden. But weed your 401(k).
Managing your 401(k) mutual fund portfolio has more to do with gardening than you might imagine. I have found that the concept of “gardening” tends to resonate with individual 401(k) investors. Let’s see if I can help you make the same connection. Spring is time to...
Why a Stable Value Fund Belongs in Your 401(k)
Over 80% of U.S.-defined contribution plan sponsors offer stable value funds. In their default retirement fund lineup. According to 2022 data from MetLife. I have yet to meet with an individual 401(k) investor who can explain a stable value fund. Or use it to preserve...
“What to buy?” in your 401(k)
Deciding which mutual fund gets your hard-earned 401(k) money is always a tough decision. The stock and market volatility now make it even more difficult. Most 401(k) mutual funds lag the investment performance of the stock market averages. Even in a good stock...
