You have a 401(k). But not all 401(k)’s are great.
You probably received your June 30, 2024, quarterly 401(k) statement by now. Congratulations on the all-time high account balance. Let’s be honest. You and I both know your 401(k) success has nothing to do with your mutual fund picking abilities. Stop me if you have...
401(k) risk scores are misleading
I run headfirst into this issue. It never gets easier. An individual 401(k) investor who follows a risk score. Generated from an online questionnaire from their 401(k) provider. All I have to go on are the following facts. My doctor never determines my risk score. He...
What you need and don’t need for a 401(k) rollover
Not to worry. I figured out the investment advice you need for any future 401(k) rollover. You need independent, third-party, fiduciary level investment advice. Provided by an experienced investment advisor. I have told you what you need. Please let me try to convince...
A second opinion on your 401(k) mutual funds
I “jump out of the bushes” in a cold telephone call or an e-mail to a 401(k) participant. Even worse, I ask them right away about how their current 401(k) mutual funds. I have years and years of personal experience to back up the following statement. No stretch of the...
