What stocks are in your 401(k) mutual funds?
Stop asking, “Why are my 401(k) mutual funds so lousy?” Start asking, “What stocks do I own in my 401(k) mutual funds?” If you don’t get the stocks right in your 401(k).You can pick the best mutual funds in your 401(k). It’s simple.But not easy...
401(k) Risk Questionnaires Never Answer “How Much Loss?”
Most investment advice firms rely on standardized risk questionnaires.To assign clients to stock market risk categories.An determine 401(k) mutual fund asset allocations.It’s a tidy process.More to keep the firms and advisors out of trouble.Than to improve individual...
Here’s how 401(k) advice works
I am often faced with this question.Required to provide a 20-second explanation. Let’s start with what individual 401(k) participants hate the most. Losing money.The last several years of stock market gains.Along with personal and company-matching contributions. Can I...
Diagnose Your 401(k) Blind Spot
We all want clarity in our 401(k) investment management strategy.But clarity doesn’t come from chasing investment performance.Or copying your co-worker’s 401(k) mutual fund picks. Clarity begins with diagnosis.Acknowledgment of your real 401(k) mutual fund...
