Many individual investors choose not to pay any attention to their company 401(k) retirement plan accounts. There is a stunning lack of attention to the largest part of their retirement savings. The most common excuse is that “I am terrible at investing.”...
My office phone rang one day last week. On the other end of the line was a woman who is a back door neighbor to a client of mine. The woman had recently sold a business that her late husband had left her. She had several million dollars to invest. The first thing...
When I talk to individual Minnesota company 401(k) retirement plan participants, I often find a good understanding of how the stock market is doing. Unfortunately, those same individual investors have no clue about the status of world interest rates. Individual...
The default mutual funds on your company 401(k) retirement plan menu are not the best available mutual funds. Instead, this group of mutual funds has been provided to you as a result of negotiation between your company 401(k) retirement plan sponsor and your company...
The Mayo Clinic web site states that a stress test gathers information about how your heart works during physical activity. Exercise makes your heart pump harder and faster than usual. That exercise stress can reveal problems within your heart that might not the...
Sophisticated readers of blogs realize that technology has affected every part of their business and personal life. Technology has also improved how investment management decisions are made in a company 401(k) retirement plan account. Most individual company 401(k)...
