Last week, Hurricane Hermine slammed into the Panhandle region of Florida. The event caused mandatory evacuations due to life-threatening flash floods. The first U.S. hurricane of the season to make landfall is another reminder of how insurance coverage can protect...
There is likely a mutual fund option on your default company 401(k) retirement plan menu that is not what it seems. This investment option is the least understood on an already confusing list of mutual fund retirement plan options. Collective investment trusts have...
Target date mutual funds have taken over company 401(k) retirement plans. These funds are growing faster than summer weeds in a back yard. Target date mutual funds change their mixture of stocks and bonds as the “target date” of the individual company 401(k)...
I open myself up to age-bias claims with this post. The name and contact information of my Employment & Labor attorney can be made available by request. WARNING: He is a long-time company 401(k) advice client of mine. So is his wife. If you are an over 50-year-old...
NFL training camps opened up last week. NCAA and high school football seasons begin later this month. Football season will be here soon. The football analogy that I use with my individual company 401(k) retirement plan advice clients could not be more timely now. Even...
As you would expect, the recent stock and bond market headlines have brought with them recommendations to rebalance your company 401(k) retirement plan account. The main concept of rebalancing is that all-time stock market highs and all-time interest rate lows have...
