401(k) Asset Allocation Is Everything
Most 401(k) investors annual investment returns.Trail the stock market average investment returns.Not because they’re careless. They come up short on their annual 401(k) investment returns.Because they’re focused on the wrong battles. It’s not about finding the...
The Active Managers in Your 401(k) Fall Short
2025 was promoted to be a great year for active mutual fund managers.To prove their annual investment advisory fees were worth the investment. Wild swings in AI stocks created the perfect stage.But the end-of-year 2025 investment returns were disappointing again. The...
2026: The Year AI Finally Meets Your 401(k)
Here’s why AI still won’t replace real fiduciary 401(k) investment advice. AI is everywhere—ChatGPT, Gemini, Copilot, Claude.(Those are the only AI tools I can remember). They can explain mutual fund types and styles.Small, Mid, and Large.Value, Growth, and Blend....
