401(k) optimism
Every individual 401(k) participant I contact.Via telephone, e-mail, or a reader of my blog posts.Does not realize they currently suffer this 401(k) condition. The 401(k) “cost of the problem.” This problem begins with “guessing” which mutual funds to own in your...
The Hidden Risk in Your 401(k)
Most 401(k) investors make dangerous assumptions.About their default mutual fund menu.It’s “good enough.” It’s not. Here’s the problem: Default doesn’t mean optimal. It means generic.It means everyone only gets to choose the same mutual funds.Regardless of their...
The Risk in Your “Set it and Forget It” 401(k)
She heals people for a living.Every working day.But her 401(k) was on life support. When a healthcare professional told me, “I spend all day helping others—but I’ve never really looked at my own 401(k).”It hit me:Even the most dedicated caregivers often neglect their...
