Target Date Funds Are Not 401(k) Protection
Target-date mutual funds in your 401(k).Not the “safety nets” you are promised. They’re mutual fund marketing tactics.Wrapped in academic theory. And they might not behave the way 401(k) investors expect.In the next stock market stress test. The last real stress test...
401(k) Mutual Fund Underperformance Fix
“Set it and forget it” is the most expensive advice investors blindly follow. It’s not a strategy—it’s a slow leak. If your 401(k) is underperforming, are you sure it’s the market… or is it the mutual funds you picked years ago and never revisited? So when it comes to...
When to Sell a 401(k) Mutual Fund
Most 401(k) investors don’t have a predefined sell strategy. Yet all worry about losing gains during stock market drops. That gap creates unnecessary stress. Here’s a relevant 401(k) investment management question: What if you didn’t have to guess when to sell a...
