Deciding which mutual fund gets your hard-earned 401(k) money is always a tough decision. The stock and market volatility now make it even more difficult. Most 401(k) mutual funds lag the investment performance of the stock market averages. Even in a good stock...
I prospect for new individual 401(k) advice clients almost every day. Phone calls, e-mails, blog posts, and LinkedIn InMail’s. I use most all the tools I can manage myself. One element seeking new 401(k) advice clients never changes. The initial resistance to a new...
I am the father of two Gen Z’s. Many of their college roommates, teammates, and friends are now in my 401(k) advice client base. Both of my kids have confirmed the results I read of a Qualtrics study on behalf of Credit Karma. The study found that that 52% of Gen...
Admit it. You hate watching your 401(k) retirement plan account. Especially the last few months. I make that bold statement based on my 24-plus years of providing 401(k) investment advice. That advice includes the important, “what to buy?” question. Lately, the even...
The calls and e-mail began to arrive earlier in March. All with the same two 401(k) investment management concerns. “When do we sell? I don’t want to lose the last several years of my stock and bond market gains.” Worrying about catastrophic stock and bond market...
