When to Change Your 401(k) Investments
The biggest threat to your 401(k) isn’t the stock market.It’s the mutual funds you are not paying attention to. You own at least one 401(k) mutual fund.That consistently underperforms.The stock market averages and peer group mutual funds. “When do you sell a 401(k)...
Target Date Funds Are Not 401(k) Protection
Target-date mutual funds in your 401(k).Not the “safety nets” you are promised. They’re mutual fund marketing tactics.Wrapped in academic theory. And they might not behave the way 401(k) investors expect.In the next stock market stress test. The last real stress test...
401(k) Mutual Fund Underperformance Fix
“Set it and forget it” is the most expensive advice investors blindly follow. It’s not a strategy—it’s a slow leak. If your 401(k) is underperforming, are you sure it’s the market… or is it the mutual funds you picked years ago and never revisited? So when it comes to...
