The Biggest 401(k) Mistake Happens After the Market Drops
Most 401(k) investors don’t fail because of the stock market.They fail because of their mutual fund decisions. Let me give you a real story.From my 42+ years providing 401(k) investment advice. A 401(k) investor I contacted last Spring.Told me he was “a long-term...
What Your 401(k) Mutual Funds Are Betting On
Most 401(k) investors think their 401(k) mutual funds.Diversify their stock market risk.The truth is not the case. Most 401(k) mutual funds are giant bets.On the same handful of stocks. A typical 401(k) mutual fund holds 50–75 stocks.But the top 10 often make up more...
The 401(k) Upgrade Most People Miss
Most people think their smartest 401(k) move.Is picking better mutual funds. But the biggest 401(k) mutual fund selection improvement.Usually comes from choosing better investment advice. With the stock market averages near all-time highs.Many individual investors...