Feeling Lost in Your 401(k)? Here’s the Map You’ve Been Missing.
Does your default 401(k) mutual fund menu feels like a puzzle?And you don’t enjoy puzzles! Here’s the truth: Individual 401(k) investors guess “what to buy” in their 401(k).From a menu of mutual funds they did not choose.From a 401(k) provider (Schwab, Fidelity, etc.)...
401(k) Asset Allocation Is Everything
Most 401(k) investors annual investment returns.Trail the stock market average investment returns.Not because they’re careless. They come up short on their annual 401(k) investment returns.Because they’re focused on the wrong battles. It’s not about finding the...
The Active Managers in Your 401(k) Fall Short
2025 was promoted to be a great year for active mutual fund managers.To prove their annual investment advisory fees were worth the investment. Wild swings in AI stocks created the perfect stage.But the end-of-year 2025 investment returns were disappointing again. The...
