The stock market always goes up… right?
And the “average” 401(k) balance is at all-time highs.
Target date 401(k) mutual funds are “safe” long-term investments.
After 42 years of advising individual investors, I’ve learned:
“Up” can be misleading.
“Average” can be deceptive.
And “safe” can be dangerous.
Here’s the truth most individual 401(k) investors miss:
• Their 401(k) mutual funds lag the benchmark stock market averages
• Their stock market risk was not rewarded with deserved investment returns
• Their “lagging” 401(k) mutual funds likely faster in next stock market decline
This isn’t just 401(k) mutual fund underperformance.
It’s owning the wrong 401(k) mutual funds.
In plain sight if the right mutual fund analysis is available.
Do you know how much it costs your 401(k) to own the wrong mutual funds?
To find out:
• Take a screenshot of your default 401(k) mutual fund menu
• Connect with me on LinkedIn to share contact information
• You receive a top-to-bottom ranking of every 401(k) mutual fund you own
In less than ten minutes.
You will receive more in-depth 401(k) mutual fund analysis than ever.
P.S. Let’ run the numbers on your 401(k) mutual funds to the benchmarks