Recently I took my car to the dealership for an oil change.
On the way back to the office, I thought about this fact.
I have no idea who the service technician was that worked on my car.
I never thought about this before.
Because it does not matter to me.
I trust this dealership.
Based on my previous experience with them.
I follow their service instructions.
And trust them to do the service work.
Who do you trust for your 401(k) investment advice?
Your company 401(k) sponsor?
Your company has legal limits from providing investment advice.
Your company 401(k) provider?
Schwab, Fidelity, Empower, etc. too are limited.
And they choose your 401(k) mutual funds!
“What to buy” in your 401(k) has always been a problem.
The best solution is an independent, third-party investment advice provider.
No relationship with your company or your 401(k) provider.
Ready for an independent, third-party source of 401(k) mutual fund advice?
P.S. Second-guessing never improves your 401(k) mutual fund picks.
