Most people think their smartest 401(k) move.
Is picking better mutual funds.

But the biggest 401(k) mutual fund selection improvement.
Usually comes from choosing better investment advice.

With the stock market averages near all-time highs.
Many individual investors will take a fresh look at their 401(k).

Improving your 401(k) is picking better mutual funds.
And the best source of independent mutual fund analysis.
Is conflict-free investment advice.

A fee-only, independent, fiduciary-level 401(k) investment advisor can help you:

•  Understand the annual cost of each mutual fund in your 401(k)

•  Identify the highest ranked mutual funds available in your 401(k)

•  Spot the lowest ranked mutual funds to avoid  in your 401(k)

Individual 401(k) investment advice isn’t about giving access to your 401(k).
It’s about inviting in a fiduciary-level of personalized mutual fund guidance.

A 401(k) investment advisor:

•  Does not take custody of your 401(k)

•  Is transparent about annual advisory fees

•  Is not affiliated with your employer

•  Is not affiliated with your 401(k) provider (Fidelity, Schwab, Empower, etc.)

In other words, they’re accountable only to you.
To improve your mutual fund decisions inside your 401(k).

Want to improve your 401(k) mutual fund choices?

If so, let’s connect here.

Ric Lager

P.S. The “best” mutual funds are different in every 401(k).

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