Like many things in the investment management world. Selecting 401(k) mutual funds comes down to a basic math problem. The answer to the “what to buy?” question is solved by ranking your 401(k) mutual funds by annual costs. Then by annual investment performance. Why...
Most investment advisors can’t resist. Even the ones with the fancy letters after their name on their web sites and business cards. These advisors want to be a jack-of-all-trades. They will tell new investment advisor prospects they can provide all financial services...
The stock and bond market are suddenly and increasingly more volatile. Inflation is on the rise. And new COVID-19 Delata variant has been confirmed among unvaccinated people. Any one of these issues can cause stock and bond market concern. All three of these issues...
Any individual investor above middle-age has at one time or another been involved in an investment advice relationship with a financial professional who is compensated by the sale of a financial services product. Life insurance and brokerage services are the best...
There’s a stealth investment vehicle that has made its way into many large company 401(k) retirement plan menus over the last few years. It’s called a collective investment trust (CIT). You might own one or more of these company 401(k) investment options right...
