The target-date funds found on your company 401(k) retirement plan menu have been promoted endlessly both by your 401(k) retirement plan provider and your company. What’s not to like? The mutual funds are advertised to automatically shifts your stock and bond market...
CNBC recently published an article that appeared to be just another in a long series of company 401(k) target date mutual fund promotional articles. Upon further review, this article quoted some very scary numbers regarding company 401(k) retirement plan mutual funds....
Last week, an individual company 401(k) retirement plan investment advice prospect asked me for a brief explanation of how target date mutual funds worked. I knew exactly how to respond to his request. I e-mailed the prospect a link to the article below. In February...
Assets in company 401(k) retirement plan target-date funds have exploded over the past few years. In plans that I routinely monitor for clients, target date mutual funds are by far the most popular mutual fund investment option. The popularity of target date mutual...
The best articles that I find are the ones where I can’t add any value to the content. This article that I found this morning at The Baseline Scenario by James Kwack is another example. How Not to Invest Target date mutual funds can be found in the vast majority of...